It seems funny that an article that’s three years old could still have relevance, but, when talking about insurance claims, things don’t change much.
The interesting idea I’d like you to take away from this article is how to prevent a bad time with your boat. Sure, weather events like lightening or hurricanes are hard to take out of the equation… but theft, accidents and collisions have some degree of prevention for boat owners.
Read the article and as you are shopping for a boat, this should give you a good foundation of talking points with your agent.
This was the ranking a few years ago according to the article.
4-Striking Submerged Object